Full Policy Summary (PDF 63k)Basic cover is mandatory - you may then select from the list of optional benefits:
| Basic Cover | We will pay up to |
Death and Loss by Theft or Straying Pays up to the sum insured (or market value if less) following loss by death or euthanasia following an injury or by theft or straying. |
£1,500 |
| Third Party Liability Pays up to the maximum benefit towards legal costs and compensation in the event that you are found legally liable for an accident, injury or death to a third party or damage to their property involving the insured horse. The first £100 of claims for property damage is payable by the policyholder |
£1 million (options available) |
| Personal Accident and Dental (Standard) Pays up to the maximum benefit following death or permanent disability to the rider or handler of the insured horse. This also covers up to £1000 towards dental treatment for the rider or handler |
£10,000 £1,000 |
| Optional Cover | We will pay up to: |
| Disposal Pays towards the cost of disposal following death or euthanasia of the insured animal |
£200 |
| Saddlery and Tack Pays towards the cost of repair or replacement of lost or damaged saddlery and tack. The first £100 of each claim is payable by the policyholder |
£1,000 or sum insured if greater |
| Vet's fees Pays towards the cost of treatment for injury including alternative treatment as recommended by the attending vet. The first £115 of each unrelated claim is payable by the policyholder |
£1,000 |
| Personal Accident and Dental (Superior) As Standard plus cover for temporary disability and hospital benefit |
£20,000 £1,000 |
| Trailer/Horse-drawn vehicle Pays for the cost of repair to your trailer or horse-drawn vehicle, or up to the sum insured (or market value if less) if it is lost, stolen, or destroyed, or the cost of repair is more than it was worth before it was damaged. The first £100 of each claim is payable by the policyholder |
Sum insured |
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