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Full Policy Summary (PDF 35k)| 18 Years and Over | Basic | Deluxe |
| Personal Accident To cover you against death or injury (from 5 to 75 years inclusive) as a result of an accident while you are riding. |
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| Death |
£10,000 | £20,000 |
| Permanent Disability including: blindness in one or both eyes; deafness in both ears; loss of one or both hands or arms, loss of one or both feet or legs. |
£10,000 | £20,000 |
| Permanent total disability If as a result of the accident you will never be able to carry out any type of work |
£10,000 | £20,000 |
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Temporary total disability* If you cannot carry out all the duties of your job *If you are retired, or not working under a contract of employment, we will pay your medical and other extra expenses due to your injury up to the weekly benefit |
£50 each week |
£100 each week |
| Dental treatment | £1,000 | £1,500 |
| Hospital benefit For each 24 hours you are in hospital |
£30 | £50 |
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Riding equipment If your riding equipment or your tack is lost, stolen, damaged or destroyed while you are riding or travelling to or from the place your are riding, we will pay up to: |
£1,000 | £1,500 |
| Emergency Vets Fees If a horse you are riding is accidentally injured and needs immediate treatment, we will pay up to: |
£1,000 | £1,500 |
| Third party liability If property is damaged, or someone is killed, injured or falls ill as a result of an incident while you are riding and you are legally responsible, we will pay up to: |
£1,000,000 | £3,000,000 |
| Custodial liability If a horse you are riding is injured or dies, or if a horse drawn vehicle you are using is damaged, and you are legally responsible, we will pay up to: |
£2000 | £3000 |
| Annual Premium for each rider/driver All premiums include Insurance Premium Tax |
£61 | £87 |
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